Things you should know about Dental insurance?

 As all of you aware healthcare costs are increasing rapidly which drain your savings. That is the thought where dental insurance policies born to rescue us.

TYPES OF DENTAL INSURANCE;

1.OPD [ out patient department] health insurance plans; These plans offer dental insurances for consultations, diagnostic tests and ,medications etc. This plan offers basic treatment need.

2.Personal accident plan; This plan covers procedures and treatments that require hospitalization from accident or injuries which may have a damaged a persons oral cavity.

3.Individual health insurance plans; In this policy we must add-on-cover you must pay on additional premium to acquire its benefits on tooth treatments.

4.Family insurance plans; This plan covers dental insurance costs for all family members insured under the family floater plan.

5.Critical illness plans; These plans default include dental complicated surgeries as if it falls under a critical illness insurance procedures covered by the policy.

THINGS TO REMEMBER WHEN BUYING DENTAL INSURANCE;

1.check coverage of the dental treatments and procedures covered under the plan.

2.compare plans which suits you better according prices.

3.check the inclusions and read your policy document to check whether  the dental plan covers check ups and basic treatments and check if there is any waiting period is involved before you can avail of it.

4.check and understand the treatment that are excluded in plan.

5.check near  hospital locations provided in  policy.

6.check for easy claim process.

BENEFITS OF INSURANCE;

Coverage of expensive dental treatments. Preventive health check up like you will be also having preventive check ups in coverage this ensures that any oral issues are caught during their initial stages making them easier and less expensive to treat. Cashless facility will makes stress free hospitalizations and also there will be tax benefits. And also our Smile dental will provide best regular services and also great awareness regarding tooth and its problems while consultation.



@smile dental



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